Products and Services
Main Savings Account
The Main Savings account is your membership
account and has a minimum balance requirement of $25.
Sub Savings Accounts
You can have many different Sub Savings accounts, these
accounts can be savings accounts for vacation, college,
taxes or any other reason you can think of. These accounts
can be helpful to build special savings or for budgeting.
Our Christmas Account is very flexible, no minimum deposit
requirements; it can be started at anytime and withdrawn
24 Hour Telephone Teller
Call 24 hours a day to make transfers, listing of checks
cleared, deposits, ATM withdrawals and ACH transactions.
ATM Cards can be used anywhere the CO-OP, Cirrus, Star
or Pulse symbols are displayed. Transactions on the
CO-OP network are free; transactions outside the CO-OP
network are $1.00 per transaction. Daily withdrawals
are limited to $300.
Mercy Credit Union owns and operates
machines in the following Springfield locations; Mercy Hospital, Mercy Surgery Center,
Smith, Glynn, Calloway Clinic, and Mercy
VISA Debit Card
Our Debit Card is two cards in one, when used for paying
for services or merchandise, swipe your card, press
credit and sign for the transaction. A signature transaction
is backed by VISA with zero member liability and your
daily limit is $999.99 or your balance whichever is
less and you can make up to 9 transactions per day.
Your Debit Card used as an ATM card to get cash requires
a PIN. A PIN based transaction has a daily limit of
$300 and member liability is $50.
We can accept Direct Deposit from any payroll source.
We can even distribute your deposit between savings,
sub savings and loans payments.
Payroll Deduction is offered by Mercy Health
System and their affiliates. Money can be held out of
your check for deposits into savings, sub savings and
We make loans for all different purposes. We offer
the same great low rate on autos, motorcycles, boats,
ATV’s and R.V.’s.
Obtaining a Home Equity Line of Credit is easy, just
complete the application and we’ll take care of
the rest. No closing costs, appraisal fees or application
Bank 24 hours a day 7 days a week from work,
school or on vacation.
American Express Money Orders are $1.50 each
and can be purchased for a maximum of $1000.00.
Credit Union issued checks that can purchased with cash
or guaranteed funds. Can be purchased for any amount
and are $1.00 each. Stop payments can not be placed
on Tellers Checks for 90 days.